Data Updated On July 17, 2024 from Bank Website.

HDFC Bank Shoppers Stop Credit Card

Card Type

  • Reward Points

Key Features

  • Earn 3% Reward points on every Shoppers Stop spends (Monthly capping of Rs 500).
  • Earn 1% Reward points on every Non-Shoppers Stop spends (Monthly capping of Rs 1000).
  • Complimentary Shoppers Stop Silver Edge membership worth Rs 350.
  • ​​​​​​​T&C (w.e.f 1st Jan,2023)
  • Accrual of Reward Points on Grocery Spends will be capped at 1000 points per month per customer.
  • There will be no Reward Points accrual on Spends made on Rental and Government category payments.
  • 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month.
  • 1% Mark-Up charges to be applied on all International DCC transactions.

Fuel Surcharge Waiver

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  • 1% fuel surcharge waiver of upto ₹250 per statement cycle, across all fuel stations in India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).

Welcome Benefit

  • Rs 500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store by displaying the message during payment.
  • Please note that the voucher can be redeemed only by making the payment using your Shoppers Stop HDFC Bank Credit Card.

Weekend offer

  • Earn Rs.500 per month for a single purchase of Rs.15,000 or above on Shoppers Stop over the weekend (capped to maximum once in a month and 5 times in a year). Friday, Saturday and Sunday to be considered as weekend.

Smart EMI

  • Shoppers Stop HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase.

CC on UPI

  • Link your Rupay credit card with UPI and avail Scan and Pay for all your transactions.

Contactless Payment

  • The Shoppers Stop HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
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  • *To see if your Card is contactless, look for the contactless network symbol on your Card.
  • (Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons).

Reward Point/CashBack Redemption & Validity

  • You can redeem your Reward Points on Smartbuy or Netbanking. Validity of Reward points is 2 years. Reward Points can be redeemed for:
  • 1 Reward point=1 Re when redeemed against Shoppers Stop vouchers. For other options please refer the table below:
Avenue of Redemption 1 Reward point value
Product Catalogue Upto 0.25
Cash Back 0.2
Airmiles 0.25
Unified SmartBuy (Flights/Hotels) 0.2

Eligibility Criteria To Apply for Credit Card

For Salaried Indian national

  • Age:Min 21 years & Max 60 Years
  • Income: Net Monthly Income> Rs 20,000

For Self Employed Indian national

  • Age: Min 21 yrs & Max 65 Yrs
  • Income: ITR > ₹6 Lakhs per annum

Fees & Charges

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